:root{--ink:#0d2238;--muted:#526477;--navy:#102f4f;--gold:#d6a33f;--paper:#fff;--soft:#f5f8fb;--line:#dce5ee;--shadow:0 14px 40px rgba(13,34,56,.10);--radius:20px}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}
a{color:inherit}.wrap{width:min(1120px,calc(100% - 32px));margin:auto}
.top-call{background:#071a2c;color:#fff;text-align:center;font-weight:850;padding:10px 12px;font-size:15px}.top-call a{color:#fff;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.7)}
.site-head{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.nav{min-height:66px;display:flex;align-items:center;justify-content:space-between;gap:18px}.wordmark{font-weight:900;letter-spacing:-.02em;color:var(--navy);font-size:18px}
.navlinks{display:flex;gap:18px;align-items:center;font-size:14px;font-weight:750}.navlinks a{text-decoration:none;color:#365066}.nav-call{background:var(--navy);color:#fff!important;padding:10px 15px;border-radius:999px}
.hero{background:radial-gradient(circle at 85% 15%,rgba(214,163,63,.18),transparent 28%),linear-gradient(180deg,#f9fbfd 0%,#fff 100%);padding:72px 0 54px;border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:46px;align-items:center}
.eyebrow{display:inline-flex;padding:7px 11px;border:1px solid #bfd0df;border-radius:999px;color:#2b5877;background:#fff;font-size:13px;font-weight:850}
h1{font-size:clamp(38px,6vw,66px);line-height:1.02;letter-spacing:-.045em;margin:18px 0}.lead{font-size:19px;color:var(--muted);max-width:720px;margin:0 0 26px}
.call-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:26px}.call-card strong{display:block;font-size:15px;color:#39556c}.phone-link{display:block;text-decoration:none;font-weight:950;font-size:clamp(29px,4.2vw,44px);letter-spacing:-.035em;color:var(--navy);margin:4px 0 10px}
.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;background:var(--gold);color:#111b24;font-weight:950;border-radius:14px;padding:15px 20px;min-height:52px;box-shadow:0 8px 18px rgba(214,163,63,.24)}.btn.full{width:100%}
.small{font-size:13px;color:var(--muted)}.trust{margin-top:20px;padding:14px 16px;border-left:4px solid var(--gold);background:#fff;border-radius:8px;font-size:13px;color:#53687a;max-width:760px}
.section{padding:66px 0}.section.soft{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.section h2{font-size:clamp(30px,4vw,44px);line-height:1.08;letter-spacing:-.035em;margin:0 0 12px}.intro{color:var(--muted);max-width:760px;margin:0 0 30px}
.grid3,.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card,.step{border:1px solid var(--line);border-radius:18px;padding:24px;background:#fff}.card h3,.step h3{margin:0 0 8px;font-size:20px}.card p,.step p{margin:0;color:var(--muted)}
.icon{width:42px;height:42px;border-radius:12px;background:#edf3f8;display:grid;place-items:center;font-size:21px;margin-bottom:16px}
.cta-band{margin-top:28px;background:var(--navy);color:#fff;border-radius:22px;padding:26px;display:flex;align-items:center;justify-content:space-between;gap:22px}.cta-band h3{margin:0 0 4px;font-size:24px}.cta-band p{margin:0;color:#cfe0ee}.phone-inline{white-space:nowrap;text-decoration:none;color:#fff;font-weight:950;font-size:25px}
.steps{counter-reset:step}.step{counter-increment:step}.step:before{content:counter(step);width:34px;height:34px;border-radius:999px;background:var(--gold);display:grid;place-items:center;font-weight:950;margin-bottom:16px}
.ready-list{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;max-width:820px}.ready-item{border:1px solid var(--line);border-radius:14px;padding:15px 17px;background:#fff;display:flex;gap:10px}.ready-item b{color:#0e6b4d}
.faq{display:grid;gap:12px}details{border:1px solid var(--line);border-radius:15px;background:#fff;padding:18px 20px}summary{cursor:pointer;font-weight:850}details p{color:var(--muted);margin:12px 0 0}
.policy-links{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.policy-links a{text-decoration:none;border:1px solid var(--line);border-radius:14px;padding:16px;background:#fff;font-weight:800;color:#2a516f}
.final-cta{text-align:center;background:#071a2c;color:#fff;padding:60px 0}.final-cta h2{margin:0 auto 10px;max-width:780px}.final-cta p{margin:0 auto 24px;color:#c7d8e6}.final-cta .phone-link{color:#fff}
footer{background:#061523;color:#c5d2dc;padding:30px 0 40px;font-size:13px}.footer-grid{display:grid;grid-template-columns:1.4fr .6fr;gap:28px}footer a{color:#fff}.footer-links{display:flex;flex-wrap:wrap;gap:14px}.legal-note{max-width:800px;margin:14px 0 0;color:#9fb1bf}
.page-hero{padding:58px 0 36px;background:var(--soft);border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(34px,5vw,52px);margin:0 0 8px}.prose{max-width:850px;padding:48px 0 70px}.prose h2{font-size:24px;margin:34px 0 8px}.prose p,.prose li{color:#42586b}.prose ul{padding-left:20px}.contact-box{border:1px solid var(--line);border-radius:18px;padding:24px;background:var(--soft);margin:24px 0}.back{display:inline-block;margin-top:22px;font-weight:800;color:#174e7d}
@media(max-width:850px){.hero-grid,.grid3,.steps,.footer-grid{grid-template-columns:1fr}.hero{padding-top:48px}.navlinks a:not(.nav-call){display:none}.cta-band{align-items:flex-start;flex-direction:column}.policy-links{grid-template-columns:1fr 1fr}.ready-list{grid-template-columns:1fr}}
@media(max-width:520px){.wrap{width:min(100% - 24px,1120px)}.section{padding:50px 0}.policy-links{grid-template-columns:1fr}.call-card{padding:20px}.nav-call{padding:9px 12px;font-size:13px}h1{font-size:42px}}